Manager Credit Models

About Us

At ANZ, we're applying new ways technology and data can be harnessed as we work towards a common goal: to improve the financial wellbeing and sustainability of our millions of customers.

Our community of over 5,000 engineers is key to making this happen, because technology underpins every part of our business - from delivering tools, apps and services for our customers, to building a bank for the future.

About the Role

As Manager, Credit Models in NZ Risk Metrics & Measurement at ANZ, you’ll play a key role in helping to deliver on key modelling activities pertaining to the NZ credit decision, capital and provisioning models.

Banking is changing and we’re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you’ll be building your future, while helping to build ours.

Role Type: Permanent
Role Location: Manyata Tech Park, Bengaluru
Work Hours: 7 AM to 4 PM

What will your day look like?

As Manager, Credit Models, you will:

• Independently manage day-to-day governance and operation of credit decision, capital and provisioning models, across development, validation, performance monitoring and ongoing model lifecycle management activities.
• Independently support ongoing management of end-to-end processes pertaining to credit rating tools used in NZ, as also day-to-day resolution of issues relating to compliance around regulatory capital adequacy framework, wholesale judgemental credit requirements and other assessments, as needed.
• Lead and coordinate model, strategy and implementation activities across NZ and global stakeholders, ensuring dependencies are managed, timelines are met and outcomes are delivered to agreed standards.
• Drive continuous enhancement of model risk management practices, including model performance monitoring, model health reporting, governance uplift activities and regulator-ready documentation for credit models.
• Contribute to the design and implementation of next-generation risk modelling capabilities, leveraging analytical techniques, automation and data-driven insights to improve model effectiveness and operational efficiency.

What will you bring?

To grow and be successful in this role, you will ideally bring the following:

• Previous experience in developing / validating credit decision, capital and provisioning models, with ability to work with large, complex datasets.
• Sound knowledge of credit risk data, rating tools, source systems and downstream capital/reporting processes.
• Strong programming skills in SAS and SQL
• Strong problem-solving skills
• Proven analytical judgement and stakeholder management skills
• Strong written and verbal communication skills

You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you.

So why join us?

ANZ is a place where big things happen as we work together to provide banking and financial services across more than 30 markets. With more than 7,500 people, our Bengaluru team is the bank's largest technology, data and operations centre outside Australia. In operation for over 33 years, the centre is critical in delivering the bank's strategy and making an impact for our millions of customers around the world. Our Bengaluru team not only drives the transformation initiatives of the bank, it also drives a culture that makes ANZ a great place to be. We're proud that people feel they can be themselves at ANZ and 90 percent of our people feel they belong. 

We know our people need different things to be great in their role, so we offer a range of flexible working options, including hybrid work (where the role allows it). Our people also enjoy a range of benefits including access to health and wellbeing services.

We want to continue building a diverse workplace and welcome applications from everyone. Please talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirements, let us know how we can provide you with additional support.

To find out more about working at ANZ visit https://www.anz.com/careers/. You can apply for this role by visiting ANZ Careers and searching for reference number 121813.

Job Posting End Date

31/08/2026, 11.59pm, (Melbourne Australia)