Insurance Consultant

Job Description (JD) – Insurance Sales Executive / Insurance AdvisorJob Title: Insurance Sales Executive (Life Insurance)

Organization: Kotak Life Insurance

Location: Bhubaneswar / Cuttack / Angul / Sambalpur / Balangir (as applicable)

Reporting To: Chief Agency Partner (CAP)

Job SummaryWe are looking for energetic, self-motivated, and result-oriented professionals to join our Insurance Sales Team. The candidate will be responsible for generating new business, acquiring customers, providing financial protection solutions, and building long-term client relationships.

• Key ResponsibilitiesGenerate leads through personal networking, referrals, and field activities.
• Meet prospective customers and analyze their financial needs.
• Recommend suitable life insurance and investment solutions.
• Achieve monthly, quarterly, and annual sales targets.
• Build and maintain strong customer relationships.
• Ensure timely documentation and policy issuance.
• Provide after-sales service and policy renewal support.
• Maintain accurate records of customer interactions and sales activities.
• Participate in training programs and sales meetings.
• EligibilityMinimum Qualification: Graduate (12th Pass may be considered for experienced candidates as per company norms)
• Age: 21–45 years (flexible for experienced candidates)
• Experience: 0–5 years in Sales, Banking, Insurance, Finance, FMCG, Telecom, or Direct Sales.
• Freshers with strong communication skills are welcome.
• Skills RequiredExcellent communication and interpersonal skills.
• Strong negotiation and convincing ability.
• Customer-centric approach.
• Self-driven and target-oriented.
• Basic knowledge of MS Office and smartphone applications.
• Compensation & BenefitsAttractive Fixed Salary (where applicable)
• High Performance Incentives
• Unlimited Sales Commission
• Quarterly & Annual Rewards
• Foreign & Domestic Tour Opportunities
• Professional Training & Career Growth
• Recognition through Awards & Contests
• Preferred CandidatesBankers
• Teachers
• Business Owners
• Financial Consultants
• Marketing Professionals
• Real Estate Advisors
• Chartered Accountants
• Retired Government Employees
• Fresh Graduates with entrepreneurial mindset
• Key Performance Indicators (KPIs)Monthly Premium Collection
• Number of New Policies Sold
• Customer Retention Ratio
• Persistency Performance
• Referral Generation
• Activity Standards (Daily Calls, Meetings & Presentations)

Join us and build a rewarding career by helping families secure their financial future while creating unlimited earning potential.