Risk Officer

**Designation:** Risk Support Executive

**Department:** Fraud Containment / Transaction Monitoring & Anti-Money Laundering

**Location:** Ambattur

**Work Timing:** 24/7 Rotational

**Weekly Off:** 1 Rotational

**CTC Upto:** **₹32,000 per month**

*Role Overview*

Candidate, will be responsible for transaction monitoring, fraud detection, dispute management, and supporting anti-money laundering activities. The role involves monitoring banking transactions, identifying suspicious or fraudulent activity, analyzing fraud trends, and assisting customers and banking partners with dispute-related processes.

*Key Responsibilities*

* Conduct *real-time transaction monitoring* using fraud management systems such as:

 *Clari5* for Digital Banking

 *VRM (Visa Risk Management)* for Debit Card transactions

 *NPCI systems* for UPI transactions

* Monitor transactions and identify **suspicious, unusual, or potentially fraudulent activities** across Digital Banking, Debit Card, and UPI channels.

* Analyze **fraud trend reports** across various products and transaction channels to identify emerging risks and support preventive measures.

* Assist in **fraud containment and risk mitigation** by identifying potentially fraudulent transactions and escalating cases as per bank procedures.

* Collaborate with **acquiring banks and merchants** for reversal, chargeback, and dispute-management processes related to identified fraudulent transactions.

* Guide customers through the **transaction dispute process**, ensuring proper information and documentation are provided.

* Provide relevant insights regarding **ongoing fraud trends, transaction patterns, and emerging risks** to the concerned teams.

* Support **Anti-Money Laundering (AML)** and transaction-monitoring activities as per internal policies and regulatory requirements.

* Maintain accurate records of investigated transactions, fraud cases, disputes, and customer interactions.

 *Candidate Profile*

* Graduate in any discipline.

*CIBIL Score must be 700 or more

* Good communication and customer-handling skills.

* Basic understanding of banking, digital payments, UPI, debit cards, and online transactions will be an advantage.

* Good analytical and problem-solving abilities.

* Comfortable working with banking systems and transaction-monitoring tools.

* Willingness to learn fraud prevention, transaction monitoring, and AML processes.

Thanks Regards,

HR Executive,

Khushi Tiwari

Note : Interested candidates can share their CV's on 8356823327 number.