Credit Analyst
Correm Advisory India Private LimitedFixed
₹25,000 - ₹30,000
Earning Potential
₹30,000
Fixed
₹25,000 - ₹30,000
Earning Potential
₹30,000
Job highlights
1 applicants
Job Description
- Prepare detailed Credit Appraisal Memorandums (CAMs) for companies based on their financial and business information.
- Analyse company Balance Sheets, Profit & Loss Statements, and Cash Flow Statements.
- Evaluate the company's financial performance, profitability, liquidity, leverage, and debt-servicing capacity.
- Calculate and analyse key financial ratios including DSCR, Debt-Equity Ratio, Current Ratio, Interest Coverage Ratio, EBITDA margins, and profitability ratios.
- Analyse existing debt, repayment obligations, working capital requirements, and overall financial position.
- Review company and promoter-related information relevant to the credit assessment.
- Assess the company's business model, industry, financial performance, and creditworthiness.
- Identify key credit risks, financial concerns, and red flags while preparing the CAM.
- Prepare financial projections and conduct relevant financial analysis as required.
- Ensure all information presented in the CAM is accurate, properly supported, and clearly documented.
- Structure CAMs in a professional format suitable for review by senior management, lenders, banks, NBFCs, or financial institutions.
- Coordinate with the relevant team to obtain missing financial information or clarification required for CAM preparation.
- Ensure CAMs are completed accurately and within defined timelines.
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The candidate should have completed Graduate degree and people who have 2 to 31 years are eligible to apply for this job. You can apply for more jobs in Delhi-NCR to get hired quickly.
The candidate should have Good (Intermediate / Advanced) English skills and sound communication skills for this job.
Both Male and Female candidates can apply for this job.
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