Personal Loan Executive Interns -CROSS SELL

JOB DESCRIPTION

Personal Loan Executive Intern – Digital, Cross-Sell VerticalAbout Muthoot Finance Ltd.Muthoot Finance Ltd. is looking for energetic, ambitious, and result-oriented candidates to join its Digital, Cross-Sell Vertical as Personal Loan Executive Interns. The role focuses on new customer acquisition, lead generation, personal loan sales, and cross-selling of financial products.

• Position DetailsDesignation: Personal Loan Executive – Intern -Digital, Cross-Sell Vertical
• Department: Digital, Cross-Sell Vertical
• Function: New Customer Acquisition / Cross-Selling
• Internship Period: 1 Year
• Job Location: Multiple locations across India

• Key Responsibilities1. Lead GenerationIdentify potential customers through cold calling and tele-calling.
• Generate leads from the existing customer database provided by Muthoot Finance, particularly the Gold Loan customer database.
• Follow up with prospective customers and convert qualified leads into business opportunities.
• 2. Product Pitching & Cross-SellingEducate customers about Muthoot Finance's range of financial products through telephone interactions.
• Primarily promote Personal Loans and identify other suitable cross-selling opportunities.
• Understand customer requirements and recommend relevant financial products.
• Generate and maintain a healthy pipeline of business leads.
• 3. Branch Operational SupportCoordinate closely with branch officials and support day-to-day branch operations.
• Assist customers with basic loan documentation.
• Support preliminary KYC verification and other related processes.
• Coordinate with the branch team to facilitate smooth processing of customer applications.
• 4. Customer Relationship ManagementBuild and maintain professional relationships with existing and prospective customers.
• Conduct structured collection and interest-renewal calls as assigned.
• Respond to customer queries and provide appropriate assistance.
• Support customer engagement and retention initiatives.
• 5. Target AchievementWork closely with Branch Managers to achieve assigned monthly lead-generation and business-disbursal targets.
• Maintain a systematic approach toward achieving individual and branch-level business objectives.
• Track follow-ups, leads, conversions, and business performance regularly.

Compensation & Career ProgressionPeriodMonthly Salary / Stipend3–6 Months₹14,0007–12 Months₹18,00013–18 Months – Probation₹27,000After 18 Months – Confirmation₹33,333 per monthRetention Bonus₹1,00,000**Retention bonus is subject to applicable performance criteria and company policies.

Career ProgressionSelected candidates will progress through the Internship → Probation → Confirmation stages based on applicable company criteria, performance, and business requirements.

• Eligibility CriteriaCriteriaDetailsEligible QualificationAny GraduateIneligible QualificationB.Tech candidates are not eligibleMinimum Graduation Percentage60% and aboveAge Limit26 years or belowInternship Period1 YearJob LocationMultiple locations across IndiaPreferred Candidate ProfileGood communication and interpersonal skills.
• Strong customer-handling and convincing abilities.
• Willingness to work in a sales and target-oriented environment.
• Comfortable with tele-calling and customer follow-ups.
• Positive attitude, energy, and willingness to learn.
• Ability to work effectively with Branch Managers and branch teams.

• Selection / Recruitment Drive DetailsDate & Time: To be communicated
• Venue: To be communicated
• Selection Process: As per the company's recruitment process and applicable criteria.

How to ApplyInterested and eligible candidates are requested to share their updated resume with:

HR: Manjunath Raj

Email: Recruitmentmanager@muthootgroup.com

Call / WhatsApp: 8217704245

Join Muthoot Finance and build your career in Digital Sales, Customer Acquisition, and Financial Services.

WORK LOCATION : Across Maharastra AHMEDNAGAR AURANGABAD JALGAON KOLHAPUR MUMBAI NAGPUR NANDED NASIK PALGHAR PUNE RAIGARH (Raigad district) SANGLI SATARA SOLAPUR