Trade Finance Specialist

Trade Finance Specialist

Job Description

Your Responsibilities:

• The role is responsible for managing day-to-day trade finance activities across the full lifecycle of these instruments, including request review, documentation preparation, issuance, amendments, monitoring, and closure.
• The position ensures accurate execution, compliance with internal policies and banking requirements, and effective coordination with internal stakeholders, banks, and beneficiaries.

Trade Finance Operations & Execution

• Execute the end-to-end processing of Letters of Credit (LCs), Standby Letters of Credit, bank guarantees, bid bonds, performance guarantees, and other bank-issued instruments.
• Coordinate issuance, amendments, extensions, cancellations, releases, and other lifecycle activities in accordance with approved procedures.
• Review transaction requests and supporting documentation to ensure completeness, accuracy, and compliance with internal requirements.
• Prepare and review LC and guarantee wording for standard transactions, ensuring alignment with commercial agreements, contractual requirements, and banking standards, and flagging non-standard or high-risk wording to the Treasury Trade Finance Manager for approval.
• Maintain accurate records of trade finance instruments, including key terms, expiry dates, beneficiaries, and exposure information.

Stakeholder & Banking Coordination

• Support business units, trading teams, Legal, Real Estate/Facilities, and other functions in preparing and processing LC and guarantee requests.
• Act as the primary point of contact for issuing, advising, and confirming banks on standard transaction execution and documentation, resolving routine discrepancies directly and escalating complex or high-risk issues to the Treasury Trade Finance Manager.
• Coordinate with internal stakeholders and banks to resolve documentation issues, discrepancies, and execution challenges.
• Escalate complex transactions or issues to the Treasury Trade Finance Manager as appropriate.

Portfolio Management & Reporting

• Monitor and maintain the trade finance portfolio, including outstanding LCs, guarantees, expiry dates, releases, renewals, extensions, contingent liabilities, facility utilization, fees, and transaction status.
• Support accurate trade finance data management through reconciliations, data validation, accounting close activities, forecasting, and Treasury reporting requirements. Controls, Compliance & Process Improvement
• Ensure trade finance activities comply with Treasury policies, SOX controls, banking requirements, and regulatory obligations by maintaining complete documentation, audit trails, and supporting compliance reviews, sanctions screening, and audit requests.
• Identify opportunities to improve processes, documentation standards, and operational efficiency while supporting Treasury projects, system enhancements, and digitalization initiatives.

Your Profile:

• Bachelor's degree in Finance, Banking, Economics, Business, or a related field.
• 3–5 years of experience in trade finance, treasury operations, banking operations, or a related role.
• Hands-on experience with Letters of Credit, bank guarantees, standby LCs, or other trade finance instruments.
• Experience working with banks, corporate treasury teams, trading organizations, or financial institutions preferred.
• Solid understanding of trade finance processes, documentation requirements, and banking practices.
• Ability to manage multiple priorities and meet deadlines in a fast-paced environment.
• Excellent attention to detail and commitment to accuracy.
• Effective communication and interpersonal skills with the ability to collaborate across functions and geographies.
• Analytical mindset with sound problem-solving skills and a proactive, can-do attitude.
• Fluent in English; additional languages are an advantage.

City

Bengaluru

State

Karnataka

Location Country

India

Experience Level

Mid Level