Relationship Officer - Home Loan

_*Job Title*: Relationship Officer – Home Loans / Mortgage Loans

*Company:* Bank of India Services Limited

*Location:* Hyderabad

*Department:* Home Loans & Mortgage Loans

*Employment Type*: Full-Time

*Job Summary*

We are seeking an energetic and goal-oriented Relationship Officer to join our Home Loans team. In this role, you will be responsible for sourcing potential home loan and mortgage loan prospects, guiding customers through the end-to-end loan application process, and delivering excellent customer service. If you have a proven track record in mortgage sourcing and sales, we invite you to grow your career with us.

*Key Responsibilities*

*Lead Generation & Sourcing*: Actively source potential clients for Home Loans and Loans Against Property (LAP) through direct field visits, channel partners, builder networks, and referrals.

End-to-End

*Processing*: Guide clients through the complete loan lifecycle—from initial inquiry, document collection, and application submission to coordination with credit/underwriting teams through final disbursement.

*Customer Relationship Management:* Understand client requirements, recommend suitable loan products, and ensure a seamless, hassle-free onboarding experience.

*Sales Targets:* Meet and exceed monthly business acquisition and loan disbursement targets.

*Compliance & Documentation:* Ensure all collected customer documents and financial records adhere to bank norms, guidelines, and regulatory standards.

Requirements & Qualifications

*Experience:* Minimum of 6 months of experience in Home Loans, Mortgage Loans, or Loan Against Property (LAP) sales.

*Education*: intermediate /Graduate/Diploma in any discipline preferred.

*Skills:*

Strong communication, negotiation, and interpersonal skills.

Local market knowledge and established networks with builders/connectors are a plus.

Basic understanding of financial documentation, property paperwork, and credit evaluation processes.

*Compensation & Benefits*

*Salary*: ₹15,000 to ₹25,000 per month (Commensurate with present CTC and relevant experience).and incentives

Incentives: Attractive performance-linked sales incentives.